What happens to my funds if I die without checking in?

After your check-in period expires, there is a safety window (you set this — minimum 7 days). After both periods pass, your heirs can claim their designated percentage directly from the contract.

What if I just forget to check in?

That's what the safety window is for. Even after the main period expires, heirs still have to wait the extra time you set. You can check in at any point, even after the deadline. If an heir has already claimed by then, they keep what they claimed: your check-in closes claims again and starts a new claim round for whatever is left in your vault.

Can my heirs take the money before I die?

No. The smart contract enforces the rules. Heirs can only claim after both the check-in period AND the safety window have expired. There are no exceptions.

If I have several heirs, does it matter who claims first?

Not for vaults on the current contract. There, the first claim of each token records how much of it the vault holds at that moment, and every heir gets their percentage of that same amount, whatever order they claim in. Vaults created on the original contract don't have this fix: each heir gets their percentage of whatever is left when they claim, so heirs who claim later receive less.

What tokens can I put in the vault?

Any ERC-20 token on the Arc network — including USDC, EURC, and any other token that gets deployed on Arc.

I created my vault on the original contract. What should I do?

It keeps working: you can still check in, and your heirs can still claim from the Claim tab. We recommend moving to the current contract, which fixes a bug where heirs who claim later got less than their share. Connect your wallet and follow the two steps under My Vault: cancel the old vault (all tokens come back to your wallet), then create a new one.

Do I need to trust Heirloom?

No. The contract is immutable — not even the developers can access your funds or change the rules. You can read the verified contract code on the Arc Testnet explorer.