Set up an onchain inheritance vault in minutes. If you stop checking in, your designated heirs can claim their share automatically — no lawyers, no paperwork, no middlemen.
Built on Arc · Non-custodial · Immutable · Less than $0.01 per transaction
How it works
ArcInherit is a smart contract on the Arc blockchain. No company controls it — the code runs itself, forever.
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STEP 01
Create your vault
Set up your inheritance vault by choosing how long you want to go between check-ins (we recommend 1 year). Add your heirs and decide what percentage each one receives.
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STEP 02
Deposit your tokens
Transfer USDC, EURC, or any other token from your wallet into your vault. Your funds stay locked — only you can withdraw them while you are alive and active.
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STEP 03
Check in regularly
Once every year (or however long you set), simply click "Check In" to confirm you are alive. This resets the countdown. It takes 5 seconds and costs less than $0.01.
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STEP 04
Heirs claim automatically
If you stop checking in, your heirs can claim their share after the countdown expires. They just need their wallet — no lawyers, no paperwork, no waiting.
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Nobody has a master key — not even us
ArcInherit is an immutable smart contract. Once deployed, no one — not the developers, not Arc, not Circle — can access, freeze, or change the rules of your vault. Your funds follow the rules you set, enforced by code alone.
Common questions
What happens to my funds if I die without checking in?
After your check-in period expires, there is a safety window (you set this — minimum 7 days). After both periods pass, your heirs can claim their designated percentage directly from the contract.
What if I just forget to check in?
That's what the safety window is for. Even after the main period expires, heirs still have to wait the extra time you set. You can check in at any point — even after the deadline — as long as heirs haven't claimed yet.
Can my heirs take the money before I die?
No. The smart contract enforces the rules. Heirs can only claim after both the check-in period AND the safety window have expired. There are no exceptions.
What tokens can I put in the vault?
Any ERC-20 token on the Arc network — including USDC, EURC, and any other token that gets deployed on Arc.
Do I need to trust ArcInherit?
No. The contract is immutable — not even the developers can access your funds or change the rules. You can read the verified contract code on Blockscout.